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Minimum Necessary Income (MNI)

Canada Minimum Necessary Income


A citizen or permanent resident must meet the Minimum Necessary Income (MNI) to sponsor one or more family members to immigrate to Canada, which varies by program and location in Canada. It includes those they presently assist in Canada and those they plan to sponsor in the family size calculation.

How to Calculate Family Unit Size?
The low-income threshold is established by the size of your family unit in Canada and the family unit of the people you want to sponsor. To determine the size of your family unit, you must count the following:

  • Yourself
  • Your spouse or de facto spouse
  • If you have dependent children
  • The number of individuals you want to sponsor
  • The number of the person’s dependent family members, whether or not they are with them.
  • The number of individuals presently covered by legitimate undertakings you have signed or co-signed in the past.
  • The number of individuals who are presently covered by legal undertakings that your co-signer has signed or previously co-signed


The Minimum Income Requirements (MNI) are alternatively referred to as the Low-Income Cut-Off (LICO). LICOs are described as the income threshold below which a particular family may spend a more significant proportion of their income on basic essentials such as food, clothes, and shelter. The Consumer Price Index (CPI) is used to determine LICOs . If one knows the base for the LICO determined for a particular region (geography) and then for a specific community, then the LICO can be derived using the Consumer Price Index based on the average expenditure trends for an average family (CPI).

In summary, the LICO need for family class sponsorship varies according to the following parameters:

  • The number of family members supported in Canada by the family’s income; The sponsor’s location in Canada; AND
  • The number of sponsored family members.


Sponsorship of parents and grandparents is only available if the sponsor meets the MNI/LICO threshold for three consecutive years. This is to verify that the sponsor sponsoring the parent or grandparent can afford to support the sponsored person(s) after they arrive in Canada.

MNI for Parents and Grandparents Program Sponsorship

MNI for individuals living in Canada outside the Province of Quebec

             Size of Family Unit

MNI

2020

MNI

2019

MNI

2018

2 persons$32,270$41,007$40,379
3 persons$39,672$50,414$49,641
4 persons$48,167$61,209$60,271
5 persons$54,630$69,423$68,358
6 persons$61,613$78,296$77,095
7 persons$68,595$87,172$85,835
Each additional person$6,985$8,876$8,740


Low Income Cut-Off (LICO)

Size of Family UnitMinimum necessary gross income
1 person (your child or grandchild)$25,921
2 persons$32,270
3 persons$39,672
4 persons$48,167
5 persons$54,630
6 persons$61,613
7 persons$68,598
More than 7 persons, for each additional person, add$6,985


Minimum Necessary Income
for Family Sponsorship in Quebec

Sponsors residing in Quebec must adhere to a distinct set of income standards. Sponsors are considered adequate for performing an undertaking if they have had total income from Canadian sources equivalent to the sum of the income shown in Table 1 and Table 2 below in the preceding 12 months. Each year, the revenue in both tables is indexed.

The figures are valid from January 1 through December 31, 2021.

Table 1

Size of Family UnitBasic annual income required
1 person$24,602
2 persons$33,209
3 persons$41,001
4 persons$47,156
5 persons$52,482
More than 5 persons
for each additional person add
$5,326

 

Table 2

Additional income is expected of the sponsor to meet the sponsored person and his or her family members’ basic necessities.
Number of persons 18 years of age or overNumber of persons under 18 yearsGross annual income required of the sponsor
 1$8,515
 2$13,496
The required gross annual income increases by $4,228 for each additional person under the age of 18 years.
Number of persons 18 years of age or overNumber of persons under 18 yearsGross annual income required of the sponsor
1 $17,994
11$24,177
12$27,300
The required gross annual income increases by $2,979 for each additional person under the age of 18 years.
Number of persons 18 years of age or overNumber of persons under 18 yearsGross annual income required of the sponsor
2 $26,388
21$29,560
2231,912
The required gross yearly income increases by $2,342 for each extra person under the age of 18 and  $8,389 for each additional person beyond the age of 18.

 

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